Critical Illness Cover

Critical Illness cover is usually available as an addition to term assurance plans but can be bought on a standalone basis. It pays a lump sum on diagnosis of specific critical illnesses such as heart attack, stroke, transplant, blindness and total & permanent disability.

Policies vary between insurers, as some cover more illnesses than others. Before taking out cover you will need to be medically underwritten, and a policy pays a defined lump sum upon a valid claim.

Our advisers save you time and hassle researching the right policy, going through the terms and conditions and handling the formalities of applying for critical illness insurance.